Which documents actually close a source-of-funds check
Evidence that ties income or savings to your name over a period the operator named: recent payslips, bank statements, a tax return or assessment, or savings and investment statements. A document that shows a balance without showing where it came from generally is not accepted.
Affiliate disclosure and risk warning
Every affiliate link on this page and in the header is a sponsored link to a partner operator, and we may be paid if you open an account through it, at no extra cost to you. That link pays us; it does not improve any decision, it is not a ranking, and it is never a recommendation to play. Nothing on this page is financial, legal or tax advice, and nothing here is a way to avoid a source-of-funds or affordability check, to satisfy one without the documents, or to predict how one will end. 18+ only. Every stake is money at risk and can be lost in full. The mechanics explained here — what a source-of-funds or affordability check is, what triggers one, the deposit and income levels operators publish, which documents count as evidence, what happens to an account and any withdrawal while a check is open, what your options are if you decline, and how long a decision should take — are general descriptions of how that scrutiny usually works, not a statement of the terms, thresholds or timelines that apply to you: the triggers, the evidence required and the timelines differ between operators, jurisdictions and regulators and change over time, and a decision is made by the operator, not by this site. This page does not name any operator and is not a substitute for the operator's terms, any regulator's rules or advice from a qualified adviser. Nothing here is a way to guarantee an outcome, a way to unlock a frozen balance, or a way around any operator's terms, any regulator's requirement or any law. Never stake money you cannot afford to lose, never borrow to play, and never chase losses with a larger stake. Gambling can cause serious financial harm, including debt and damage to relationships and mental health. Free and confidential support is available in most countries through national gambling-harm helplines, for players and for the people around them.
01What is normally accepted
The test a document has to pass is simple: it must tie a specific sum to a legitimate source, in your name, over a defined period. Anything that does that cleanly is generally accepted, whichever category it falls into.
| Document | What it evidences | Typical period |
|---|---|---|
| Payslips | Employment income | The last few months |
| Bank statements | Where deposits came from, and how money moved | The period in question |
| Tax return / assessment | Declared income for a tax year | The most recent year |
| Savings or investment statements | Accumulated capital | A recent statement date |
| Dated sale or transfer record | A large one-off sum | The date of the transaction |
The rule that decides it
If a document shows a sum and where it came from, and the name on it is yours, and it covers the period the operator asked for, it is evidence. Most submissions fail for one of those three conditions, not for the category of document.
02What stalls a review, and why
Knowing what causes a stall saves weeks. Four kinds of submission reliably do, and none of them is about honesty — they are about whether the document answers the question that was asked.
Documents covering a different period than the operator named. The review clock restarts on the correct period.
A statement or payslip in another person’s name does not evidence your source of funds, even if it is the household income.
A screenshot of a balance shows money exists but not where it came from, which is the exact question being asked.
Cropped, redacted or edited documents introduce doubt and usually generate a fresh request for the unedited version.
The cheapest fix
Before sending anything, re-read the request and check three things against it: the period, the name, and whether the document shows an origin as well as an amount. A submission that satisfies all three closes the station; one that misses any of them restarts it.
03Four rules that decide most submissions
- Complete. Whole pages, including the header that shows the account holder and the statement period.
- Dated. The document must fall inside the period the operator asked for. A newer one is often fine; an older one usually is not.
- In your name. The account holder must match the gambling account. Household or joint evidence is explained, not substituted.
- Traceable. The document should show origin as well as amount — a payment in, not just a balance.
Where a legitimate source sits outside those rules — shared household finances, for example — the route is not to send a substitute document but to send the explanation in writing alongside the evidence, so that the review has a note to attach to the file.
04One-off sums, and the evidence they need
A large single deposit is the case where category matters most, because there is often no payslip that explains it. What is needed is a document that ties the sum to a specific event and a specific date.
What a one-off payment usually needs
Not just proof that money arrived, but proof of why it arrived. A transfer receipt alone answers half the question and typically generates a follow-up request.
- 1General information about mechanisms, for adults; not financial, legal or tax advice.
- 2The evidence an operator accepts is set by its own policy and its regulator, and differs between them and over time.
- 3Nothing here is a way to satisfy a check without genuine evidence, or to predict its outcome.